© 2019 A&J WEALTH MANAGEMENT LTD

A&J Wealth Management Ltd is authorised and regulated by the Financial Conduct Authority. Financial Services Register, no 428590, at www.fca.org.uk/register
Registered in England, Company no: 5105933. Registered Head Office: Sawfords, Bigfrith Lane, Cookham Dean, Maidenhead, Berkshire SL6 9PH

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Regular Reviews 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Having set up your asset allocation at outset, it is then important to keep on top of it to ensure your portfolio does not move far off track. Undertaking regular reviews will therefore enable you to keep an eye on things and make small changes if they are needed. 

They also act as milestones to ensure that, as your target date approaches, the portfolio can be re-aligned to consolidate gains and reduce exposure to potentially damaging last minute downturns.

Reviews do not have to be lengthy – you just need to make sure your goals are still in sight and that the underlying risk levels remain acceptable. 

Your review might therefore include: 

  1. Your current fund value and whether your current asset allocation remains acceptable 

  2. The individual performance of fund managers

  3. Whether you can increase contributions as a result of changes in your financial position or maybe simply to maximise use of tax allowances

  4. Changes in legislation which may impact your choice of tax efficient products

  5. Revisiting your aspirations and whether or not they can be achieved with the current strategy

 

At A&J Wealth Management, we make this process very simple for our clients. We collate all the fund performance information, provide feedback on market developments and make any recommendations we believe are in your best interests. 

This takes the pain out of such reviews and provides the basis for helping to keep your money on track in pursuit of those long term objectives.